1. Introduction

Welcome to Loubby! These Terms of Service (“Terms”) govern your use of the Loubby website, mobile application, and related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our Services.

1.2 Changes to Terms

Loubby reserves the right to modify, update, or revise these Terms at any time. Changes will be effective immediately upon posting on our website. It is your responsibility to regularly review these Terms to stay informed of any changes.

1.3 User Responsibility

Users are responsible for understanding and complying with these Terms. If you do not understand any aspect of our Terms, you should seek legal advice before using our Services.

2. Use of Services

2.1 Eligibility

To use our Services, you must be at least 13 years old and have the capacity to enter into a legally binding agreement. By using our Services, you represent and warrant that you meet these eligibility requirements.

2.2 Account Creation

To access certain features of our Services, you may need to create an account. You agree to provide accurate and complete information during the registration process and to update such information to keep it accurate and current.

2.3 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately if you become aware of any unauthorized use of your account.

2.4 Prohibited Activities

You agree not to engage in any activities that are harmful to Loubby, other users, or third parties. Prohibited activities include but are not limited to:

– Violating applicable laws and regulations.
– Impersonating another person.
– Uploading malicious code or engaging in hacking.
– Distributing spam or unwanted communications.

3. Intellectual Property

3.1 Ownership of Content

Loubby retains ownership of all content, including text, images, graphics, and software, provided through the Services. Users are granted a limited, non-exclusive, and revocable license to access and use the Services for their intended purpose.

3.2 User-Generated Content

By submitting content to Loubby, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, publish, and distribute such content on or through the Services.

3.3 Trademarks

“Loubby” and associated logos are trademarks of Loubby Corporation. Unauthorized use of these trademarks is strictly prohibited.

4. Privacy and Data Security

4.1 Privacy Policy

Your use of the Services is governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

4.2 User Data

Loubby employs security measures to protect user data. However, users acknowledge that no method of transmission over the internet is entirely secure, and we cannot guarantee the absolute security of user information.

4.3 Security Measures

Loubby implements industry-standard security measures to protect against unauthorized access, alteration, or disclosure of user data.

5. User Conduct

5.1 Code of Conduct

Users are expected to conduct themselves in a respectful and lawful manner when using our Services. Prohibited conduct includes harassment, abusive language, and engaging in any activity that violates applicable laws.

5.2 Compliance with Laws

Users agree to comply with all applicable local, state, national, and international laws and regulations when using our Services.

6. Paid Services

6.1 Billing and Payment

Certain features of the Services may require payment. By purchasing paid services, you agree to our billing and payment terms.

6.2 Subscription Plans

Subscription plans may have specific terms and conditions. Users are responsible for understanding and adhering to the terms associated with their chosen subscription plan.

6.3 Cancellation and Refunds

Cancellation and refund policies for paid services are outlined in our Refund Policy.

7. Termination

7.1 Termination by Users

Users may terminate their account at any time by following the account termination process outlined in the account settings.

7.2 Termination by Loubby

Loubby reserves the right to terminate or suspend user accounts for violation of these Terms or for any other reason at our discretion.

8. Disclaimers

8.1 Service Availability

While we strive to provide uninterrupted Services, we do not guarantee the continuous availability of our Services.

8.2 Content Accuracy

We make efforts to ensure the accuracy of content provided through our Services but do not warrant the completeness or accuracy of such content.

8.3 Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the content or practices of these websites.

8.4 No Professional Advice

Information provided through our Services does not constitute professional advice. Users should seek professional advice relevant to their specific circumstances.

9. Limitation of Liability

9.1 Indirect Damages

To the maximum extent permitted by law, Loubby shall not be liable for any indirect, incidental, special, or consequential damages.

9.2 User Responsibility

Users assume responsibility for their use of the Services. Loubby’s liability is limited to the maximum extent permitted by law.

10. Dispute Resolution

10.1 Governing Law

These Terms are governed by the laws of the United States and Nigeria.

10.2 Arbitration

Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the Judicial arm of the above-mentioned Governing bodies 

10.3 Class Action Waiver

Users agree to resolve disputes individually and waive the right to participate in class actions.

11. Contact Information

11.1 General Inquiries

For general inquiries regarding these Terms, please contact us at contact@loubby.com.

11.2 Legal Notices

Any legal notices should be sent to contact@loubby.com.